Payment Agreement for Al-teaching plan 1. Definitions "Service" refers to our AI-generated product and related services provided to you. "Customer" means the individual or entity that subscribes to and uses the Service. "Payment Processor" is the third-party service provider we use to handle payments. 2. Payment Terms 2.1 Subscription Plans We offer various subscription plans for the Service, each with its own features and pricing. The details of these plans, including the duration and cost, will be presented to you during the signup process. You agree to select and pay for the subscription plan of your choice. 2.2 Payment Method You must provide a valid payment method, such as a credit card, debit card, or other accepted payment options, to pay for the Service. You authorize us to charge the applicable fees to the provided payment method on a recurring basis, in accordance with the selected subscription plan, until you cancel your subscription. 2.3 Billing Cycle The billing cycle for your subscription will be either monthly, quarterly, annually, or as otherwise specified during the signup. The initial billing date will be the date on which you subscribe to the Service, and subsequent bills will be generated on the corresponding date of each billing cycle. 2.4 Payment Authorization By providing your payment information, you authorize us and our Payment Processor to: Initiate charges for the Service fees and any applicable taxes or fees. Store your payment information in a secure manner in accordance with industry standards. Use the payment information to process refunds or adjustments as necessary. 3. Fees and Charges 3.1 Service Fees The fees for the Service are as stated on our website or during the signup process. These fees are subject to change, and we will provide you with reasonable notice of any fee increases. 3.2 Taxes and Other Charges You are responsible for paying any applicable taxes, duties, or other governmental charges associated with your use of the Service. These charges will be added to your invoice as required by law. 4. Refunds 4.1 General Refund Policy We offer refunds in accordance with our refund policy, which is available on our website. In general, refunds may be provided within a specific time frame after the initial purchase, subject to certain conditions, such as if the Service does not meet your reasonable expectations or if there is a technical issue on our end. 4.2 Refund Process To request a refund, you must contact our customer support within the applicable refund period. We will review your request and, if approved, initiate the refund process through our Payment Processor. The refund will be credited back to the original payment method used for the purchase. 5. Payment Security 5.1 Security Measures We take reasonable measures to protect the security of your payment information. This includes using industry-standard encryption and security protocols to safeguard your data during transmission and storage. However, we cannot guarantee the absolute security of your information, and you acknowledge the inherent risks associated with online payments. 5.2 Fraud Prevention We reserve the right to take steps to prevent and detect fraudulent transactions. This may include verifying your identity, monitoring payment patterns, and cooperating with law enforcement agencies if necessary. If we suspect fraudulent activity, we may suspend or terminate your access to the Service and take appropriate legal action. 6. Payment Processor 6.1 Third-Party Service We use a reputable Payment Processor to handle all payment transactions. By using the Service, you agree to be bound by the Payment Processor's terms of service and privacy policy, which are available on their respective websites. 6.2 Payment Processor Fees The Payment Processor may charge fees for its services. These fees are separate from the Service fees and are typically deducted from the payment amount before it is remitted to us. You are responsible for any such fees charged by the Payment Processor. 7. Cancellation and Termination 7.1 Cancellation by Customer You may cancel your subscription to the Service at any time by following the cancellation procedures provided on our website or through our customer support. Cancellation will take effect at the end of the current billing cycle, and you will not be charged for any further periods. 7.2 Termination by Us We reserve the right to terminate your access to the Service and your subscription if you violate these Payment Terms, our Terms of Service, or any applicable laws or regulations. In such cases, you will not be entitled to a refund for any prepaid fees, and you remain responsible for any unpaid fees up to the date of termination. 8. Disputes and Chargebacks 8.1 Dispute Resolution If you have a dispute regarding a payment or charge for the Service, you must first contact our customer support to attempt to resolve the issue amicably. If the dispute cannot be resolved through our internal processes, it may be subject to the dispute resolution procedures of the Payment Processor or applicable law. 8.2 Chargebacks You agree to not initiate a chargeback with your payment card issuer or bank without first attempting to resolve the issue with us. Unauthorized chargebacks may result in the suspension or termination of your access to the Service and may also subject you to legal action to recover any amounts charged back. 9. Amendments to Payment Terms We reserve the right to amend these Payment Terms at any time. We will notify you of any significant changes at least 30 days in advance, either through email or by posting a notice on our website. Your continued use of the Service after the effective date of the amended terms will constitute your acceptance of the changes. 10. Governing Law and Jurisdiction These Payment Terms shall be governed by and construed in accordance with the laws of South Korea. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts in South Korea. By using our Service and providing payment information, you acknowledge that you have read, understood, and agreed to these Payment Terms.